MCMS, Inc., Insurance Trust Fund - Providing Group Major Medical Insurance for HCMA employer-members. The program is fully insured by Florida Blue and has operated since 1981.  Many coverage options are available, including Qualified/Compatible Health Savings Account Plans. Although the program is fully insured with no assessments, offices benefit from a Profit-Sharing agreement where excess underwriting profits are accumulated in reserves for future rate increases. All plans meet the new 2014 ACA standards and mandatory provisions. For more information, contact the authorized Plan administrator, Gallagher Benefits Services, Parker Eiland, Ocala.GBS.TrustBenefits@ajg.com , 352.622.9124, or 404.403.9725 (cell), www.trustmcmstrust.com . Gallagher also offers a complete employee benefits program that utilizes a statewide pool providing clients with the best available rates.